Unifying European Mobile Payment Across Borders and Technologies

Europe Map

Our Founding Members

Seven mobile payment systems to found the European Mobile Payment Systems Association (EMPSA), uniting 25 million mobile payment users, more than one million merchant acceptance points and more than 350 banks attached.

Bancontact Payconiq Company

Bancontact Payconiq Company

Belgium
bancontactpayconiq.com

Bluecode

Bluecode

Germany, Austria
bluecode.com

MobilePay

MobilePay

Denmark, Finland
mobilepay.dk

SIBS

SIBS

Portugal
sibs.com

swish

Swish

Sweden
getswish.se

Twint

TWINT

Switzerland
twint.ch

vipps

VIPPS

Norway
vipps.no

Our Story & Mission

The smartphone as a method of payment has been successfully introduced in several European countries, experiencing significant user and usage growth over the last years. Seven leading mobile payment providers combining 25 million users agreed to foster collaboration and international payment through an association, which was founded in Zurich, Switzerland. EMPSA will cover Belgium (Bancontact Payconiq), Germany and Austria (Bluecode), Denmark and Finland (MobilePay), Portugal (SIBS/MB WAY), Sweden (Swish), Switzerland (TWINT) and Norway (VIPPS). More countries and mobile payment systems are expected to join the association over the next months.

The headquarters of the EMPSA is located in Zurich, Switzerland. The association is chaired by Søren Mose, Chairman of the Board of Directors of TWINT and vice-chaired by Anna-Lena Wretman, CEO Swish. Secretary General is Anton Stadelmann, Deputy CEO and CFO of TWINT.

The association aims to generally foster collaboration and to enable the use of the mobile payments systems internationally. „With this cross-border cooperation we want to meet the wish of our users to be able to use their local mobile payment system internationally“, Søren Mose explains.

Our Story

Left to Right: Claus Bunkenborg (MobilePay), Tiago Bianchi de Aguiar (SIBS/ MB WAY), Mark Majgaard Wraa-Hansen (MobilePay), Nathalie Vandepeute (Bancontact Payconiq), Gonçalo Amaro (SIBS/MB WAY), Philippe Kempeners (Bancontact Payconiq), Christian Pirkner (Bluecode), Georg Schardt (Bluecode), Bjorn Skjelbred (VIPPS), Joseph Hajj (Swish), Søren Mose (TWINT), Markus Kilb (TWINT), Anton Stadelmann (TWINT)

Meet Our Board

Søren Mose

Søren Mose

TWINT

Chairman
Anna-Lena Wretman

Anna-Lena Wretman

Swish

Vice-Chairman
Anton Stadelmann

Anton Stadelmann

TWINT

Secretary
Bjørn Skjelbred

Bjørn Skjelbred

VIPPS

Board Member
Christian Pirkner

Christian Pirkner

Bluecode

Board Member
Mark Majgaard Wraa-Hansen

Mark Majgaard Wraa-Hansen

MobilePay

Board Member
Nathalie Vandepeute

Nathalie Vandepeute

Bancontact Payconiq Company

Board Member
Tiago Bianchi de Aguiar

Tiago Bianchi de Aguiar

SIBS/MB WAY

Board Member

With this cross-border cooperation we want to meet the wish of our users to be able to use their local mobile payment system internationally.

Søren MoseEMPSA Chairman, TWINT

The ability to carry out Swish payments outside of Sweden is a high priority among our seven million users. With EMPSA, we are now taking a significant step towards enabling it, while also strengthening our European collaboration between wallets.

Anna-Lena WretmanEMPSA Vice-Chairman, Swish

TWINT is convinced that this cooperation among European providers has a lot of potential and will offer new opportunities to our customers and merchants. Achieving interoperability will be the next level for the very successful local mobile payment systems.

Anton StadelmannEMPSA Secretary, TWINT

EMPSA is the key initiative for Europe to create its own standards and to build a competitive interoperable European framework to win back lost terrain in the payments space. Bluecode is humbled to co-chair the working group on interoperability and eager to contribute with regards to swift cross border mobile payment interoperability between all EMPSA solution providers.

Christian PirknerEMPSA Board Member, Bluecode

The rapid growth in mobile payments will lead to an increasing user demand of being able to pay everywhere in Europe with your mobile payment solution, leaving cards and physical wallets behind. EMPSA can be vital in achieving interoperability within a short timeframe.

Mark Majgaard Wraa-HansenEMPSA Board Member, MobilePay

We are particularly proud that Bancontact Payconiq Company plays a leading role in the new association as a founding member. We firmly believe that collaboration between successful domestic systems can make the life of the consumer and the merchant much easier. Our goal is that consumers use their preferred, reliable local app to pay abroad. We are confident that working together under the umbrella of the association will promote interoperability of mobile payment solutions and will build a true European alternative, so important for the European economy.

Nathalie VandepeuteEMPSA Board Member, Bancontact Payconiq

SIBS, with a track record of over 30 years of innovation and cooperation in payments, is proud to contribute to the birth of EMPSA, hoping to leverage its success with MB WAY in Portugal to foster collaboration and unlock new possibilities in the European cross-border space.

Tiago Bianchi de AguiarEMPSA Board Member, SIBS / MB WAY

Interoperability across Europe

The vision behind EMPSA is to unify the payment landscape across European borders and technologies. One of the first EMPSA-initiated work projects will be the establishment and implementation of a cross-platform framework, connecting all EMPSA members and allowing for effortless payment processing for millions of customers. To underscore the importance of interoperability EMPSA has already set up a working group to establish joint system interoperability. This working group is co-chaired by  Christian Pirkner of Bluecode and Bjørn Skjelbred from VIPPS.

Press & News

News
Mai 8, 2019

Seven European mobile payment systems to found EMPSA

Mobile payment systems in Europe establish association to foster collaboration and international payments Seven mobile payment systems to found the European Mobile Payment Systems Association (EMPSA), uniting 25 million mobile…

Contact Us

EMPSA
Stauffacherstrasse 31
8004 Zurich, Switzerland

office@empsa.org

Under the name „European Mobile Payment Systems Association“ (EMPSA) an association exists that is governed by its articles of association, any regulations promulgated herunder and by Articles 60 ff. of the Swiss Civil Code.

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