Unifying European Mobile Payment Across Borders and Technologies

EMPSA Map

Our Members

Eleven mobile payment systems to establish the European Mobile Payment Systems Association (EMPSA), uniting millions of mobile payment users, more than one million merchant acceptance points and hundreds of European banks.

Bancomat Pay

Bancomat Pay

Italy
bancomat.it

Bancontact Payconiq Company

Bancontact Payconiq

Belgium
bancontactpayconiq.com

Bankart

Bankart

Slovenia
bankart.si

blik

Blik

Poland
blikmobile.pl

Bluecode

Bluecode

Germany, Austria
bluecode.com

MobilePay

MobilePay

Denmark, Finland
mobilepay.dk

Plick

Plick by PayDo

Italy
plick.eu

SIBS

SIBS

Portugal
sibs.com

swish

Swish

Sweden
getswish.se

Twint

TWINT

Switzerland
twint.ch

vipps

VIPPS

Norway
vipps.no

Our Story & Mission

The smartphone as a method of payment has been successfully introduced in several European countries, experiencing significant user and usage growth over the last years. Eleven leading mobile payment providers combining millions of users agree to foster collaboration and international payment through an association, which was founded in Zurich, Switzerland. EMPSA covers Belgium (Bancontact Payconiq), Germany and Austria (Bluecode), Denmark and Finland (MobilePay), Portugal (SIBS/MB WAY), Slovenia (Bankart), Sweden (Swish), Switzerland (TWINT), Norway (VIPPS), Italy (BANCOMAT & Plick) and Poland (BLIK). More countries and mobile payment systems are expected to join the association soon.

The headquarters of the EMPSA is located in Zurich, Switzerland. The association generally fosters collaboration to enable the international use of mobile payments systems and is chaired by Anton Stadelmann Deputy CEO/Member of the Executive Board of TWINT and vice-chaired by Josep Hejj, Chief Strategy Officer of Swish.

“We are convinced that this cooperation among European providers has a lot of potential and will offer new opportunities to our customers and merchants. Achieving interoperability will be the next level for the very successful local mobile payment systems.“, Anton Stadelmann explains.

Our Story

EMPSA founding team members from left to right: Claus Bunkenborg (MobilePay), Tiago Bianchi de Aguiar (SIBS/ MB WAY), Mark Majgaard Wraa-Hansen (MobilePay), Nathalie Vandepeute (Bancontact Payconiq), Gonçalo Amaro (SIBS/MB WAY), Philippe Kempeners (Bancontact Payconiq), Christian Pirkner (Bluecode), Georg Schardt (Bluecode), Bjorn Skjelbred (VIPPS), Joseph Hajj (Swish), Søren Mose (TWINT), Markus Kilb (TWINT), Anton Stadelmann (TWINT)

Meet Our Members

Anton Stadelmann

Anton Stadelmann

TWINT

Chairman
Joseph Hajj

Joseph Hajj

Swish

Vice-Chairman
Alessandro Zollo

Alessandro Zollo

BANCOMAT Pay

EMPSA Member
Bjørn Skjelbred

Bjørn Skjelbred

VIPPS

Board Member
Bo Tolstrup Christensen

Bo Tolstrup Christensen

MobilePay

Board Member
Christian Pirkner

Christian Pirkner

Bluecode

Board Member
Dariusz Mazurkiewicz

Dariusz Mazurkiewicz

BLIK

EMPSA Member
Donato Vadruccio

Donato Vadruccio

Plick

EMPSA Member
Rainer Schamberger

Rainer Schamberger

Bankart

EMPSA Member
Tiago Bianchi de Aguiar

Tiago Bianchi de Aguiar

SIBS/MB WAY

Board Member
Valentino Caruso

Valentina Caruso

Bancontact Payconiq

Board Member

With this cross-border cooperation we want to meet the wish of our users to be able to use their local mobile payment system internationally.

Anton StadelmannEMPSA Chairman, TWINT

We are very happy joining EMPSA. Together with the other members of the association we can take a big step forward to answer an increasing demand of our customers of being able to pay everywhere in Europe with their favorite mobile payment solution BANCOMAT Pay

Alessandro ZolloEMPSA Member, Bancomat Pay

Together with the other members of the EMPSA association we can take a big step forward to answer an increasing demand of our customers of being able to pay everywhere in Europe with their favorite mobile payment solutions

Dariusz MazurkiewiczEMPSA Member, BLIK

The ability to carry out Swish payments outside of Sweden is a high priority among our seven million users. With EMPSA, we are now taking a significant step towards enabling it, while also strengthening our European collaboration between wallets.

Joseph HajjEMPSA Vice-Chairman, Swish

EMPSA is the key initiative for Europe to create its own standards and to build a competitive interoperable European framework to win back lost terrain in the payments space. Bluecode is humbled to co-chair the working group on interoperability and eager to contribute with regards to swift cross border mobile payment interoperability between all EMPSA solution providers.

Christian PirknerEMPSA Board Member, Bluecode

The rapid growth in mobile payments will lead to an increasing user demand of being able to pay everywhere in Europe with your mobile payment solution, leaving cards and physical wallets behind. EMPSA can be vital in achieving interoperability within a short timeframe.

Bo Tolstrup ChristensenEMPSA Board Member, MobilePay

We are particularly proud that Bancontact Payconiq Company plays a leading role in the new association as a founding member. We firmly believe that collaboration between successful domestic systems can make the life of the consumer and the merchant much easier. Our goal is that consumers use their preferred, reliable local app to pay abroad. We are confident that working together under the umbrella of the association will promote interoperability of mobile payment solutions and will build a true European alternative, so important for the European economy.

Valentina CarusoEMPSA Board Member, Bancontact Payconiq

SIBS, with a track record of over 30 years of innovation and cooperation in payments, is proud to contribute to the birth of EMPSA, hoping to leverage its success with MB WAY in Portugal to foster collaboration and unlock new possibilities in the European cross-border space.

Tiago Bianchi de AguiarEMPSA Board Member, SIBS / MB WAY

We believe that together with the EMPSA and the other associates we can play a key role in fostering interoperability as well as collaboration among payments actors in Europe favoring the growth of the payments ecosystem in general. This will make it possible to better satisfy European customers’ needs and expectations.

Donato VadruccioEMPSA Member, Plick by PayDo

Bankart's expectation from joining EMPSA is to actively cooperate in establishing European interoperability for mobile payments. Because we strongly believe Instant Payments initiated over mobile channels will be the new normal and have the potential to displace cash we have together with Slovenian banks set out in building an Ecosystem in which Flik scheme plays a significant role. Flik scheme enables interoperability of different solutions and addresses open questions when initiating mobile payments in P2P and P2M scenarios in Slovenia. To fully benefit from mobile payments similar arrangements are required on European level and we want to play an active role in this.

Rainer SchambergerEMPSA Member, Bankart

Interoperability across Europe

The vision behind EMPSA is to unify the payment landscape across European borders and technologies. One of the first EMPSA-initiated work projects will be the establishment and implementation of a cross-platform framework, connecting all EMPSA members and allowing for effortless payment processing for millions of customers. To underscore the importance of interoperability EMPSA has already set up a working group to establish joint system interoperability. This working group is co-chaired by  Christian Pirkner of Bluecode and Bjørn Skjelbred from VIPPS.

Press & News

News
Mai 8, 2019

EMPSA is further growing to foster collaboration in mobile payments

Zurich, 28.04.2020 Italy’s PayDo with their payment scheme “PLICK” and Slovenia’s Bankart with their scheme “FLIK” join the European Mobile Payment Systems Association (EMPSA) EMPSA is pleased to welcome “PLICK”…

Contact Us

EMPSA
Stauffacherstrasse 41
8004 Zurich, Switzerland

office@empsa.org

Under the name „European Mobile Payment Systems Association“ (EMPSA) an association exists that is governed by its articles of association, any regulations promulgated herunder and by Articles 60 ff. of the Swiss Civil Code.

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