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Europe's payment sovereignty.

EMPSA brings together Europe's strongest local payment systems - trusted, proven, built on European infrastructure. This is where Europe's digital payments independence is already happening.

Strength Through Connection

A collaborative network.

A platform for networking among key players in Europe’s payments industry. A collective voice of European mobile payment solutions. 

Bancomat Pay Logo

BANCOMAT PAY by BANCOMAT

Italy 🇮🇹

  • 14 million users
  • QR, P2P, E-commerce and recurring payments
  • Widely used across Italy
More about Bancomat
Bancontact Pay and Bancontact Company logo on EMPSA background

Bancontact Pay by Bancontact Company

Belgium 🇧🇪

  • 2 million users of the Bancontact-owned app
  • Offered by 17 banks in their mobile apps
  • 526 million mobile payments in 2025
More about Bancontact
Logo Bizum

Bizum

Spain 🇪🇸

  • 31 million users
  • Over 120,000 merchants across Spain and Andorra
  • More than 1.2 billion transactions
More about Bizum
Blik Logo on EMPSA background

Blik

Poland 🇵🇱

  • 21 million users
  • E-commerce and P2P
  • 3 billion transactions
More about Blik
Bluecode Logo on EMPSA Background

Bluecode

Across Europe 🇪🇺

  • Account-based mobile payment system
  • In-store NFC, QR and barcode payments
  • Available via the Bluecode app and integrated into banking, retail and loyalty apps
  • Connected with global networks based on EMPSA standards
More about Bluecode
Logo Blink and Borica on EMPSA background

blink by Borica

Bulgaria 🇧🇬

  • 1.4 million users
  • P2P, Parking and donation services
More about Borica
Logo of IRIS and DIAS on EMPSA background

IRIS payments by DIAS

Greece 🇬🇷

  • Over 126 million transactions per year
  • 4.4 million users
  • P2P, instant payments
  • 1.2 million points of sale
  • 70,000 E-Commerce merchants
More about DIAS
SIBS MB-WAY Logo on EMPSA Background

MB WAY by SIBS

Portugal 🇵🇹

  • Over 7 million users
  • In-store, online and P2P payments
  • 156 transactions per user per year
  • 1 billion transactions per year
More about MB WAY
KUIK and MPAY logo on EMPSA background

KUIK by MPAY

Albania 🇦🇱

  • 300,000 users
  • Request to pay, P2P, QR, E-Commerce
More about MPAY
Logo RoPay and Transfond on EMPSA background

RoPay by TRANSFOND

Romania 🇷🇴

  • Embedded in Banking Apps
  • Covering 90% of national market
More about RoPay
twint logo on EMPSA background

TWINT

Switzerland 🇨🇭

  • Over 6 million users
  • In-store, online and P2P payments
  • Numerous added value features that make life easier
  • Over 901 million transactions per year
More about Twint
Vipps mobile pay logo on EMPSA background

Vipps MobilePay

Denmark 🇩🇰 | Norway 🇳🇴 | Sweden 🇸🇪 | Finland 🇫🇮 | Greenland 🇬🇱

  • 12.5 million users
  • 1.44 billion transactions per year
More about VIPPS MobilePay

Join our vision of a sovereign Europe in payments.

Every new member strengthens EMPSA. If your payment system shares the vision of European sovereignty, become a member of EMPSA.